Commercial, Multi-family & Mixed Use Properties!
Overview
Different Solutions For Different Investors
Every real estate investor has a unique vision and financial objective and a unique set of circumstances that represent their current position on the road to achieving their personal goals. Our wide range of alternative, asset based funding programs allow us to service all investors within the full spectrum of individual scenarios.
PROGRAM 1
Premier Commercial Financing Program
$1,000,000.00 – $50,000,000.00+ With Max 50% LTV
ASSET BASED With No Minimum Credit Score Required!
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Minimum loan amount $1,000,000.00!
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Includes financing of raw land!
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Purchase, Refinance Cash Out & Value Add (Rehab)!
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Nationwide & international Funding Available!
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No Financials & No Tax Returns!
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No Prepayment Penalty!
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1 – 3 Year Term with interest only payment!
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Closing in about 30-days or less!
Most Property Types Funded
​Raw Land, manufacturing, medical office building, mobile home park, luxury resorts, golf course, residential development, commercial development, multifamily 5+ units, healthcare facility, office building, retail, shopping mall, self storage facility, branded and unbranded hotels, warehouse, industrial, apartment building, mixed use.
PROGRAM 2
Standard Commercial Financing Program
Up To 80% LTV (Based on deal scenario and qualifications)
Minimum 650+ Credit Required For Funding Approval!
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Loan Amounts From $400,000.00 – $10,000,000.00!
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Multifamily 5+ Units, Mixed Use and Commercial Properties!
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Purchase, Refinance Cash Out and Rate & Term!
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Vacant Properties Allowable!
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Multifamily 5+ Units, 2-4 Unit, Commercial, Mixed Use, Auto Service, Office, Retail, Lite Industrial, Self Storage.
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30 Year Term & 12-24 Month Short Term Bridge Loans Available!
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Closings in about 30-45 days!
Most Property Types Funded
Manufacturing, Medical Office, Mobile Home Parks, Multifamily 5+ Units, Office, Retail, Self Storage, Warehouse, Auto Service/Repair, Lite Industrial, Day Care Centers, Apartment Buildings, Mixed Use, Funeral Homes.
*Prospective Financing terms are provided on a case by case basis. Please complete no obligation – no credit report pull prequal application – Click Here
PROGRAM 3
Vision Funding Program - Seller Held Financing or Second Mortgage Allowed
Up To 90% CLTV (Combined Loan To Value)
Minimum 650+ Credit Required For Funding Approval!
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Minimum 10% down payment required on purchase transactions (NO EXCEPTIONS)!
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Loan Amounts From $75,000.00 – $5,000,000.00!
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Purchase, Refinance Cash Out and Rate & Term!
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Single Family, 2-4 Unit, Townhome, Condo, Commercial, Mixed Use, Auto Service, Office, Retail, Lite Industrial, Warehouse Self Storage.
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30 Year Term & 12-24 Month Short Term Bridge Loans Available!
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Closings in about 30-45 days!
*Prospective Financing terms are provided on a case by case basis. Please complete no obligation – no credit report pull prequal application – Click Here
PROGRAM 4
12 Months Business Bank Statements
We qualify the loan through 12 consecutive months of business bank statement deposits
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Must own a brick and mortar business location on real property!
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Loan amounts from $100,000.00 – $2,000,000.00!
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Minimum 650+ credit score!
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30 year fix rate or 5 year ARM!
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Max loan Is 80% LTV for purchases and 75% LTV for refinance!
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Amortization: 15, 25 or 30 years!
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Purchase, Cash-out Refinance or Rate/Term Refinance!
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Income: 12 consecutive months of business bank statements!
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Close in individual personal name or business entity (LLC, S-Corp, C-Corp)!
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Closings in about 45 days from payment date of appraisal!
ELIGIBLE PROPERTY TYPES: Mixed Use, Retail, Office, Light Industrial, Automotive, Mobile Home Park, Warehouse, Self Storage, Restaurants, Bars, Daycare Centers
Simple and Transparent Funding Process
Step 1
Complete Simple Online Prequalification Application: We will complete our Feasibility Review (No Credit Report Pull Required) within 48 hours and advise you of our review.
Step 2
If Feasibility Review Is Acceptable, we will send you our general financing terms. If acceptable, we will request the needed documentation to validate pre-qualification and Issue Letter Of Intent Or Term Sheet.
Step 3
Complete The Underwriting Process For Funding Approval.
BASIC CRITERIA FOR COMMERCIAL FUNDING
APPRAISAL REQUIREMENT
Appraisals Always Required.
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TIME TO CLOSE
Approximately 30-45 days from receipt of required documents requested for underwriting.
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MINIMUM PERSONAL FICO SCORE
Minimum FICO score required is 650.
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TERM LENGTH
Term Length is typically 24 Months and up to 30 year terms.
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PROPERTY LOCATION
Nationwide, most major metropolitan markets, except Arizona, Oregon, Nevada, North Dakota, South Dakota, Vermont
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PROPERTY TYPES
Apartment Buildings, Bars and Restaurants, Funeral Homes, Day Care Centers, Mixed Use Properties, Automotive Service/Repair, Convenience Stores, Hotel/Motel, Lite Industrial, Luxury Residential Investment, Manufacturing, Medical Office, Mobile Home Parks, Multifamily, Office, Retail, Self Storage, Special Use, Warehouse
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LOAN TO VALUE
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Up To 75% – 80% LTV.
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​For Purchase And Renovation: Up to 80% of purchase price and 100% of rehab cost.
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SECURITY INTEREST
1st Lien Position