600+ Credit - Purchase & Refinance

30 Year & Short Term Bridge Funding!

"Construction & Renovation Take Out Loan"

Minimum qualifying credit score is 600+.
Qualifying credit score of 700+ required for 80% LTV cash out (available only when renovation funding included).
Loan amounts are from $100,000.00 – $5,000,000.00 for single family and 2-4 units, including condo’s and townhomes.

AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, KY, LA, MA, MD, MI, MO, MN, NC, NJ, OH, OK, PA, SC, TN, TX, UT, VA, WA, WI

No seasoning on title requirement to use current appraised value when “90% of improvements/construction completed”.
After 6 Months On Title – Use current appraised value.

Closing can be executed in the name of a business entity (LLC, S-Corp, C-Corp) or individual personal name.

Clear and legible copy of government issued ID (all members of business entity)
Copy of HUD Settlement Statement from acquisition of property
Copy Of IRS EIN Letter for business entity (if applicable)
Copy of Articles of Organization for LLC or Incorporation for a Corporation (if applicable)
Copy of Operating Agreement for LLC or Corporate Charter/Bylaws for Corporation
Interior & exterior photos of the subject property.
For Properties Renovated Within Last 12 Months: Copy of original scope of repair work OR list of repairs with associated cost (TEMPLATE PROVIDED).