FLORIDA ONLY PROPERTIES

Residential & Commercial 

No Documentation – No Credit Check Required 

No Credit Check – No Doc Program

Residential, Commercial & Raw Land – Refinance Or Purchase 

STATES CURRENTLY COVERED:  Florida Only
PROGRAM HIGHLIGHTS
  • Loan approval based on condition, location and curb appeal of the property . . . not the borrower!

  • $50,000.00 – $750,000.00 Loan Amounts!

  • 5 Year Term (60 Months)!

  • Type properties include:  residential (1-4 units), condo’s, vacation rentals, commercial, multi-family, retail, office, warehouse, mixed use and raw land!

  • Up to 60% LTV with maximum loan amount of $750,000.00!

  • Must close in the name of a domestic LLC or Corporation!

  • Escrow of taxes and insurance required!

  • Prepayment penalty is 3% for 1st year only, then zero prepay!

  • Interest rate is 9.0% for Residential and 9.5% for Commercial. 10.50% – 11.50% for raw land!

  • Loan origination fee is 4.99% or $3,999.00 (whichever is greater), lender due diligence fee $795.00, processing fee $995.00!

  • Foreign nationals also qualify for funding!

  • Appraisal is required and is ordered by lender!

  • Refinance transactions must close with lenders designated attorney! Purchase transaction can use closing agent as cited in purchase contract!

  • Surveys are required.  For refinances, existing survey can be reviewed for acceptability!

“THIS PROGRAM DOES NOT PROVIDE RENOVATION FUNDING” 

Prequalification Application

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