We Provide Jumbo Investor Loans
For All Major Property Types!
Residential & Commercial
Funding For Single Family, Multi-family 5+ Units, Commercial & Special Use Properties!
Different Solutions For Different Investors
Every real estate investor has a unique vision and financial objective and a unique set of circumstances that represent their current position on the road to achieving their personal goals. Our wide range of alternative, asset based funding programs allow us to service all investors within the full spectrum of individual scenarios.
Jumbo Loan Bridge Program
* Loan Amounts From $500,000.00 – $20,000,000.00!
* Luxury Single Family Residential (Non Owner Occupied Only)!
* Multifamily, Commercial, Mixed Use, Auto Service, Office, Retail, Lite Industrial, Self Storage, Assisted Living, Mobile Home Park!
* Purchase and Refinance Cash Out!
* Interest Rates From 5.99% (based on qualification and LTV)!
* Up To 70% LTV!
* Renovation Projects Welcome!
* 24 Month Term!
* No Prepayment Penalty!
General Jumbo Loan Funding Guidelines
Loan Amounts From $2,000,000.00 – $20,000,000.00
Up To 75% LTV Funding!
Interest rates range from 5.99% t0 9.99% on average. Rates can be higher on certain transactions.
Interest Only Payments!
Renovation budget funded up to 100% of rehab budget!
General Property Types Covered:
Hotel/Motel, Luxury Residential Investment, Manufacturing, Medical Office, Mobile Home Parks, Multifamily, Office, Retail, Self Storage, Student Housing, Warehouse, Auto Service/Repair, Lite Industrial
SPECIAL USE Property Types*: Commercial Funding Solutions For Special Use Properties:
Special Use Includes: Automotive, Churches, Gas Stations, Industrial, Restaurants, Day Care Schools, etc.
*Financing terms and lender cost are provided on a case by case basis. Please complete no obligation – no credit report prequal application – Click Here
SIMPLE AND TRANSPARENT FUNDING PROCESS
Complete Simple Online Prequalification Application: We will complete our Feasibility Review (No Credit Report Pull Required) within 48 hours and advise you of the general financial terms that are available.
If Feasibility Review Is Acceptable, we will send you our general financing terms. If acceptable, we will request the needed documentation to validate pre-qualification and Issue Term Sheet, Pre-approval Letter Or Letter Of Intent
Complete The Underwriting Process For Funding Approval.
BASIC CRITERIA FOR COMMERCIAL FUNDING
Case by case basis. Could possibly use an old previously issued appraisal.
TIME TO CLOSE:
Approximately 30-45 days from receipt of required documents requested for underwriting.
MINIMUM PERSONAL FICO SCORE:
Minimum FICO score required is 620. FICO score DOES NOT ultimately determine underwriting approval. We can review scenario’s with credit scores less than 620 on case by case basis.
Interest rates typically range from 5.99% to 9.99%. Rate could be higher based on specific deal scenario.
Term Length is typically 24 Months, 36 months, 60 months and up to 30 year terms.
Nationwide, most major metropolitan markets, except Oregon.
Automotive Service/Repair, Churches, Gas Stations, Hospitality, Hotel/Motel, Industrial, Luxury Residential Investment, Manufacturing, Medical, Mobile Home Parks, Multifamily, Office, Retail, Schools, Self Storage, Special Use, Student Housing, Vacation Homes, Warehouse
LOAN TO VALUE:
Up To 70% – 75% LTV
1st Lien Position
LEGAL FEE DEPOSIT:
Refundable Deposit. Amount determined based on specific transaction.
STANDARD DOCUMENTS REQUIRED FOR UNDERWRITING:
– 4-5 color photos of subject property Or copy of Old Appraisal
– Last 2 years profit and loss statement and YTD P&L
– Rent Roll (if applicable)
– Personal Financial Statement
– Operating Agreement or Bylaws
– Articles Of Organization or Incorporation
– Purchase & Sales Agreement (for purchase transactions)
– Resume/Background of Principal(s)
– Copy of HUD-1 from acquisition (if purchased in last 36 months)
– List of improvements or improvements required