24 Month Bridge Loan

Get Prequalified Now – No Credit Report Pull Required

$75,000.00 - $2,000,000.00

No Pre-Payment Penalty! Vacant Properties OK!

75% LTV Cash Out Refinance

24 Month Bridge Refinance Cash Out 


A longer term, higher LTV financing solution that provides real estate investors maximum “cash out” flexibility with no prepayment penalty!

General Funding Guidelines

Funding In The Following States:

Nationwide, except:  AZ, CA, ID, MN, ND, NV, OR, SD, VT

Serving markets with population of $25,000+ OR within 25 miles of a market area with 100K+ population.

For state of Virginia:  Must close in business entity name.

Program Highlights

  • Minimum Qualifying FICO: 600!
  • Interest only payment for 24 months!
  • No Appraisal – Use BPO for valuation!
  • No personal income verification!
  • Close in 10-12 Business Days!
  • No escrows of taxes and insurance!
  • No income docs required!
  • Properties listed for sale OK!
  • Vacant properties OK!
  • No employment verification!
  • No pre payment penalty!
  • Close in personal name or business entity!

24 Hour Pre-qualification With No Credit Pull RequiredClick Here


Loan Amounts:

Loan amounts are from $75,000.00 – $2,000,000.00 for single family and 2-4 units, including condo’s and townhomes.

Interest Rate Range:

Interest rates typically range from 8.75% – to 10.50% (interest only payment) based on borrower credit and LTV.

Property Types

Single Family, 2-4 units, town-homes, condo’s.


No Prior Borrower Experience Required 

No borrower experience required.  No prior flips and no minimum number of  rental properties required.

Seasoning On Title Requirement

Current owner must be on title for a period of 180+ days for maximum 75% LTV.  Less than 6 months on title reduces maximum LTV to 50%.

Title Vesting

Closing can be executed in either registered corporation (LLC, S-Corp, C-Corp) or individual name.

Property Appraisal

A Broker Price Opinion (BPO) is required for determination of property value rather than full traditional property appraisal.  Cost of BPO is $250.00 and is paid at time of submission to underwriting.

Loan Fees:

– Loan origination fee: 2.99% of total loan amount or $4,295.00 (whichever is greater)
– Underwriting fee: $999.00
– Processing fee: $595.00

Required Documents For Underwriting Approval

– Clear and legible copy of government issued ID (all members of business entity)

– Copy of SSN card

– Copy of HUD Settlement Statement from acquisition of property

– Last month bank statement (all pages)

– Copy Of IRS EIN Letter for business entity (if applicable)

– Business Entity Certificate Of Good Standing

– Copy of Articles of Organization for LLC or Incorporation for a Corporation (if applicable)

– Copy of Operating Agreement for LLC or Corporate Charter/Bylaws for Corporation

– Copy of fully executed lease agreement (if applicable)