12-24 Month Bridge Loan

Get Prequalified Now – No Credit Report Pull Required

$75,000.00 - $2,000,000.00

Up To 70% LTV Available In Certain Markets

No Pre-Payment Penalty! Vacant Properties OK!

Up to 70% LTV Cash Out Refinance

12-24 Month Bridge Refinance Cash Out 


A 12 or 24 month bridge loan, designed as a  financing solution for real estate investors that provides maximum “cash out” flexibility with no prepayment penalty!

General Funding Guidelines

Limited Funding Available In The Following States:


Program Highlights

  • 580+ Minimum Qualifying credit score!
  • Interest only payments!
  • No Appraisal – Use BPO for valuation!
  • No personal income verification!
  • Close in about 15 Business Days!
  • No escrows of taxes and insurance!
  • No income docs required!
  • Properties listed for sale OK!
  • Vacant properties OK!
  • No employment verification!
  • No pre-payment penalty!
  • Close in personal name or business entity!
  • No seasoning on title for completed renovation projects!

24 Hour Pre-qualification With No Credit Pull RequiredClick Here


Loan Amounts:

Loan amounts are from $75,000.00 – $2,000,000.00 for single family and 2-4 units, including condo’s and townhomes.

Interest Rate Range:

Interest rates typically range from 8.75% – to 11% (interest only payment) based on borrower credit and LTV.

Property Types

Single Family, 2-4 units, town-homes, condo’s.


Seasoning On Title Requirement

No seasoning on title requirement for properties that have been renovated within last 12 months.  12 month seasoning on title for properties that have not been renovated.

For Properties Renovated Within Last 12 Months:  Must provide original scope of repair work OR list of repairs completed and interior/exterior photos.

Title Vesting

Closing can be executed in either registered corporation (LLC, S-Corp, C-Corp) or individual name.

Property Appraisal

A Broker Price Opinion (BPO) is required versus a full traditional property appraisal.

Loan Fees:

– Loan origination fee:  Quoted per transaction
– Underwriting fee: $1,195.00
– Processing fee: $795.00

Required Documents For Underwriting Approval

– Clear and legible copy of government issued ID (all members of business entity)

– Copy of HUD Settlement Statement from acquisition of property

– Last 2 months bank statement (all pages)

– Copy Of IRS EIN Letter for business entity (if applicable)

– Proof of last 12 months payments on subject property

– Copy of Articles of Organization for LLC or Incorporation for a Corporation (if applicable)

– Copy of Operating Agreement for LLC or Corporate Charter/Bylaws for Corporation

– Copy of fully executed lease agreement (if applicable)

– For Properties Renovated Within Last 12 Months:  Copy of original scope of repair work OR list of repairs completed AND must provide interior/exterior photos.