100% Purchase Price Financing

No Credit Check

Get Prequalified Now – No Credit Report Pull Required




“For Rental Ready Purchases And Fix & Flip Transactions”




“Based On As-Is Value Only”

100% Purchase Price Only – General Funding Guidelines

Where We Lend For 100% Purchase Price Financing:


100% Purchase Price Program Highlights

  • No Hard Inquiry Credit Check Required!
  • 6 month – 36 Month Term On Fix & Flips!
  • 6 Month Term On Rental Ready Purchases!
  • No Traditional Appraisal Required – Use AVM!
  • Purchase Price Loan Amount NOT TO EXCEED CURRENT VALUE!
  • $50,000.00  –  $250,000.00+ Loan Amounts!
  • Single Family, 2-4 Units and Town-home Properties!
  • Must Close In Name Of Business Entity!
  • No Prepayment Penalty!
  • Prior Flip Experience Of Any Member Of Business Entity OK!

24-48 Hour Pre-qualification With No Credit Pull RequiredClick Here


1.  Loan Amounts & Funding Parameters:

Identification Of Specific Sales Comps To Support Current Estimated Value – Borrower will have to identify specific property addresses of SOLD properties that will support the estimated current valueFinal As-Is Value is determined by underwriter.

– For Fix & Flip Purchases:  Requires documented minimum of one (1) completed renovated flip last 36 months!

– All loans transactions are reviewed and considered on a case-by-case basis.

– Loan program is for purchase transactions only.  No refinance and no renovation funding included with this loan program.

– Maximum purchase price loan amount cannot exceed current As-Is Value.

– Borrower must document proof of funds to close.

– Renovations should be general repairs and cosmetic upgrades.

– A down payments of 5% – 10% is allowed to reduce loan amount to meet maximum loan program guidelines.

– No Pre-payment Penalty.

FOR RENTAL READY PURCHASES AND FIX & FLIPS:  Borrower must demonstrate ability to refinance out of the short-term financing loan by having a current mortgage tri-merge credit report pulled with a minimum qualifying credit score of 680+.


FOR PROJECTS THAT REQUIRE MAJOR RENOVATION –  See our Platinum Fix and Flip Funding Program – Click Here

2.  Interest Rate Range:

– Start rate is 14% and adjust upward by 2% every 6 months to a maximum term of 36 months.

3.  Property Types / Minimum Value

– Minimum As-Is property value is $50,000.00.

– Single Family, 2-4 units and town-homes.  No Condo’s.


4.  Number Days To Close

“Approximately” 5-10 days to close after receipt of all required documents and clear title issued.


5.  FOR FIX & FLIPS:  Required Prior Completed Flip Experience 

One (1) competed residential flip is required within the last 24 months.  Any member of the business entity can meet the prior flip experience

Must provide copy of the HUD Settlement Statement from the purchase/acquisition and the sale or refinance.


6.  Lender Related Fees

– Loan origination fee:  5.99% or $5,995.00 (whichever is greater)

– Attorney fee:  $650.00

– Processing fee:  $995.00

– 1st 2 months interest payments are prepaid at time of closing


7.  Recommendation To Use Lender Designated Title Company For Closing

Borrower is strongly encouraged to make purchase offers listing the lenders designated title company for closing.   This loan transaction uses private investor funds and does not require all the traditional documents and disclosures to complete the closing.  Closings can be conducted via mail out and by use of notary public with borrower’s wet ink signature.  Electronic signatures are not allowed.

8.  Required Documents For Underwriting Approval

– Clear and legible copy of government issued ID (all members of business entity)

– Copy of fully executed purchase contract

– Copy of HUD Settlement Statement from acquisition and sale of complete flip

– Most recent months bank statements (all pages) showing cash to close

– Copy Of IRS EIN Letter for business entity

– Copy of Articles of Organization for LLC or Incorporation for a Corporation (if applicable)

– Copy of Operating Agreement for LLC or Corporate Charter/Bylaws for Corporation

– Copy of two (2) current utility bills reflecting primary residence address for all members of the business entity

– Real Estate Experience Spreadsheet (template provided)