100% Fix & Flip Financing

Get Prequalified Now – No Credit Report Pull Required

"Includes Purchase & Rehab"

95% & 100% Fix and Flip Financing!

(Includes Purchase Price & Rehab Cost)


Up To 70% Of After Repair Value! 

 Single Family & 2-4 Units Residential Properties


– 100% Financing with Max Loan Amount 65% Of After Repair Value!

– 95% Financing With 5% Down Payment (Total purchase and rehab cost not to exceed 70% of After Repair Value)

– Loan amounts from $100,000.00 – $750,000.00!

– Minimum 660+ Qualifying Credit Score!

– Minimum Purchase Price Of $100,000.00 ($100,000.00+ in some market areas)!

– Minimum Of 2 Qualifying Deals Of Completed Flip Experience Required!

– No As-Is Value Determination Requirement!

– 9 Month Term! 

– No Prepayment Penalty!

Nationwide Funding Available, except AK, AZ, CA, ND, OR, NV, SD, VT and NO RURAL PROPERTIES

100% Financing Program Highlights

  • 100% Financing Of Purchase Price!
  • 100% Financing Of Rehab Budget!
  • Rehab Budget CANNOT Exceed Purchase Price!
  • Must provide most recent years tax return!
  • No Personal Income Verification!
  • Minimum 2 Qualifying Deals Of Experience For 100%!
  • Minimum $50,000.00 liquid cash assets required!
  • No Prepayment Penalty!
  • Must Close In Name Of Business Entity!
  • Use ARV Only – No As-Is Value Requirement!
  • No Employment Verification!
  • Approximate 15 Business Days To Close!

Loan amounts are from $100,000.00 – $750,000.00.


Maximum Loan To Value (LTV) With 100% Financing:

2-9 Deals Of Experience*:  Up to 65% of After Repair Value (ARV).  5% down payment allowed up to total purchase and rehab cost of 70% of ARV.

10+ Deals Of Experience*:  Up to 70% of After Repair Value (ARV).  5% down payment allowed up to total purchase and rehab cost of 75% of ARV.

*Guarantor must have documented ownership in qualifying deals for experience.

**Qualifying deals of experience are defined as:  ownership interest in residential properties that were renovated and sold within last 36 months and/or residential properties renovated and converted to long term rentals within last 36 months. 

Interest Rate Range:

Interest rates range from 9.99% to 11.99%, interest only monthly payments.

Property Types

Residential includes:  single family, 2-4 units, condo’s and townhomes.


Term Of Loan

9 month term.  Optional 3 month extension available.


Days To Close

Approximately 15 business days after payment for property appraisal.


Property Appraisal

Property appraisal is required.  No As-Is value requirement.  Funding based on After Repair Value only.

Loan Origination Fee:

– Loan origination fee: 3.99% of total loan amount or $4,795.00 (whichever is greater).


Other Lender Related Cost:

– Underwriting Fee:  $1,000.00

– Processing fee: $795.00


Prepayment Penalty

No prepayment penalty.

Required Documents For Underwriting Approval

– Copy of last 2 months bank statements

– Copy of fully executed purchase agreement

– Clear and legible copy of government issued ID (all members of business entity)

– Copy Of IRS EIN Letter for business entity

– Copy of Articles of Organization for LLC or Incorporation for a Corporation (if applicable)

– Copy of Operating Agreement for LLC or Corporate Charter/Bylaws for Corporation

– Completed loan application (Form Provided)

– Real Estate Owned/Experience Spreadsheet (Template Provided)

– Renovation construction budget spreadsheet (Template Provided)

– Estimation Of After Repair Value Sales Comps (Template Provided)

– Copy of most recent tax return (Not for income verification purposes.  Document filing and paying of taxes)