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Investor Rehab Funding

Premier Institutional Lending

Private Money Lender for
Real Estate Investors

Fast, flexible financing for real estate investors across the United States.
Whether you're looking for fix and flip loans, rental property financing, or new construction,
secure the capital you need today.
Exclusive 100% Fix & Flip Financing for 1st Time Investors!

1,000+

Properties Funded

20+ Yrs

Industry Experience

A+

BBB Rating

44+

States Covered

Have a Renovation Project . . . But Can't Get Financing?

We Do Joint Venture Projects With Investors

Featured Funded Project

Reimagined Designer Home

Location
Atlanta, GA
Purchase Price
$97,000.00
Rehab Cost
$200,000.00
After Repair Value
$675,000.00

Our Solutions

Our Solutions

Precision-engineered financing for every stage of your investment journey.
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Fix & Flip Loan Programs

Short-term financing for property acquisition and renovation. Terms from 12-18 months. Up to 90% Purchase and 100% Rehab funding.

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Rental Property & Bridge Loan Financing

30-year fixed terms for long-term hold strategies. Bridge loans provide temporary capital for property stabilization. Purchase or Refinance.

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No Doc Real Estate Loans

Investment property financing without personal income verification. Loans based on property cash flow (DSCR) or asset value.

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Construction & Renovation Take Out Loans

Financing for large scale renovation projects and transition into permanent financing after construction completion. Phased funding.

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New Construction Loans

Ground-up construction projects from single-family homes to residential developments. Up to 85-90% LTC for experienced builders.

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Raw Land Financing

Secure funding for acquisition of undeveloped land. Flexible terms to support your project from entitlements to pre-construction.

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Commercial & Multifamily Financing

Custom financing solutions for commercial buildings and multifamily complexes 5+ units. Bridge and permanent loan options.

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Transactional Funding for Wholesalers

Short-term funding for real estate wholesalers completing double-closing transactions. Up to 100% financing available with no credit check or appraisal required.

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2nd Mortgage Cash-Out Refinance

Access equity from your investment property while keeping your existing first mortgage in place. Fixed-rate financing available for qualified investors.

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20+

Years of Trusted Partnerships

The IRF Advantage

Why Choose Investor Rehab Funding?

Fast Closings

We know time is money. Our process allows you to close deals in as little as 12–15 business days.

Flexible Terms

Every project is unique. We tailor our programs to fit the specific needs of your strategy.

Nationwide

With funding available in 44+ states, we support your goals wherever opportunity arises.

Expert Support

Benefit from 20+ years of industry experience. Our team is dedicated from application to payoff.

Competitive

We offer institutional-grade capital with rates that help you maximize your ROI.

Relationship

We aren't just a lender; we are your financial partner. We grow when you grow.

Transparency

No hidden fees or surprises. Our terms are clear from the start, so you can plan with confidence.

Asset-Based

We focus on property value and potential, making financing accessible to more investors.

Take the next step toward your investment goals with flexible financing solutions.

Partner Feedback

What Our Clients Say

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“Reliable funding is the lifeblood of our flip projects. Robert and the team at Investor Rehab Funding never miss a beat. They understand the urgency of our business.”

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“The transparency and speed of IRF allowed us to scale our operations faster than we ever thought possible. They are true partners in every sense.”

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“Investor Rehab Funding has been instrumental in our Minnesota property expansions. Their 12-day funding time is actually true, not just marketing.”

Knowledge Center

Frequently Asked Questions

What are your typical interest rates and terms for fix and flips?
Our interest rates typically range from 9.99% to 12.5% depending on experience and property type. Terms usually span 12 to 18 months for rehab projects.
How fast can you fund a deal?
A typical closing takes 12–15 business days once all documentation and appraisals are received. We have been known to close even faster for repeat clients with established track records.
What is the maximum loan amount you offer?
We provide funding up to $10,000,000 for qualified commercial and multifamily projects. For residential fix and flip, our sweet spot is between $100k and $2M.
Do you fund 100% of the renovation costs?
Yes, many of our fix and flip programs cover 100% of the renovation costs, provided the total loan amount remains within our After Repair Value (ARV) thresholds.
What states do you lend in?
We are currently active and funding in 44+ states nationwide. See map of states currently funding directly below.

Our Footprint

Areas We Operate

Not all loan products are available in each state

Latest Investor Insights

Practical guidance on financing, renovation planning and your next investment.