Pro Investor Image 1

Pro Investor

Funding Program

Fix & Flip Funding!

5 Day Closings!

No Appraisal Required!

Click To Sign Up

*Exclusive “Pro Investor” Funding Program!

Fix & Flip Funding To $1,000,000.00!

Close In Just 5 Business Days!

No Property Appraisal & No Upfront Cost!

*A Premier Investor Loan Program Specifically Designed For Ultra Qualified Real Estate Investors And Expert Fix And Flippers That Have Completed 10+ Fix & Flips In Last 36 Months!


Pro Investor Funding Program Highlights And Benefits 

–  $5,000,000.00 Credit Facility – With One Time Qualification!
–  No Cost To Join And Be An Exclusive Member!
–  Close New Deals In Just 5 Business Days!
–  No Property Appraisal Required!
–  Funding Terms Issued In 24 Hours Of Full Submission!
–  No Upfront Cost Per Deal And No Application Fees!
–  Exclusive Membership Valid For 1 Full Year!
–  Reduced Interest Rate Pricing!
–  Just 1 Credit Pull Every Six Months!
–  Easy Deal Funding:  Submit PDF questionnaire, purchase agreement, scope of repair work and interior/exterior photos!
Optional:  $0.00 Lender Origination Points Paid At Closing.  Pay no lender points at closing for Fix and Flip transactions.  Lender points are paid on back-end at time of sale or refinance of property with a 25% service fee added to the amount of original lender points.


States Currently Funding Pro Investor Program

Colorado, Connecticut, Florida, Georgia*, Illinois, Kentucky, Maryland, Massachusetts, Michigan, Missouri, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia.

* LTV’s are reduced by 5% in the state of Georgia and also in the metro-Houston, Texas market.


Pro Investor Program Qualifications 

–  660 Minimum FICO Credit Score.  Credit and background check are reviewed every 6 months.
–  Liquid Assets Of At Least $25,000.00
–  No Derogatory Public Records Within Last 24 Months
–  No Felony Convictions Within Last 7 Years 
–  10 Completed Flips In Last 2 Years – Completed flips are defined as residential investment properties that were “SOLD within the last 24 months” and the borrower was “not on title for more than 36 consecutive months.” 
–  Eligible Entities:  Corporations, General Partnerships, Limited Partnerships, Limited Liability Companies, Revocable Trusts


Documentation Required For Pro Investor Program  

–  Signed credit authorization form
–  Most recent bank statement (all pages)
–  Business entity documents
–  Void check (for ACH)
–  Schedule Of Real Estate Owned Documenting Minimum Of 10 Completed Flips Last 24 Months.  Template provided.
–  Completed Pro Investor Questionnaire


Purchase Price Funding Guidelines

We fund up to 90% of the purchase price of your investment property.  The current As-Is Value IS NOT factored in the financing.

Rehab Loan Amounts

We can finance up to 100% of the rehab cost, not to exceed the purchase price of the property and not to exceed 75% of the ARV.   Maximum rehab loan amount is $500,000.00.

Rehab Cost/Budget Guidelines 

    Maximum Rehab Budget Amount:   The maximum rehab budget loan amount cannot exceed the purchase price of the subject property.  The combined purchase loan and rehab loan amount cannot exceed 75% of the After Repair Value of the property being purchased 

   Note:  We do not advance rehab loan funds.  Rehab funds are disbursed (at your discretion) as work is documented as completed with your project.


Closing Fees – Effective As Of April 1, 2017

$499.00 Underwriting Service Fee At Closing

$295.00 Processing Fee At Closing

Loan Origination Fees – Effective As Of April 1, 2017

Loan amounts of $  50,000.00 – $120,000.00:          2.00% of total loan amount plus $1,500.00 flat fee

Loan amounts of $121,000.00 – $250,000.00:          3.50% of total loan amount

Loan amounts of $251,000.00 – $500,000.00:          3.25% of total loan amount

Loan amounts of $501,000.00 – $1,000,000.00:       2.75% of total loan amount

Pro Investor Program Interest Rates

Interest rates range on average from a low of 8% to 9.5% depending on loan to cost* (LTC).  See below.   Additional .50% added to rate for 2-4 units and 1% added to rate for judicial foreclosure states (Ohio and Virginia).

8.00% up to 75% loan to cost

8.25% between 75-80% loan to cost

8.75% between 80-85% loan to cost

9.50% between 85-90% loan to cost

*Loan To Cost (LTC) is defined as:  Initial purchase loan amount (not including rehab) divided by purchase price.

Proof Of Financing Letter’s

Available upon request as needed and are almost always issued the same business day as requested.

US Citizenship Requirement

All individual borrowers and guarantors must be U.S. citizens or have proof of permanent residency in the U.S. and a valid SSN in order to be able to conduct a background check.

Refinance Transactions

Refinance must be completed within six (6) months of acquisition.  We can fund up to a maximum of 90% of the acquisition cost of your investment property.  No cash out refinances using improved ARV are available with this program.

Maximum Loan Amounts

Minimum loan amount of $75,000.00 up to $1,000,000.00

Property Appraisal

A property appraisal is NOT required. 

No Verification Of Income Required

No verification or documentation of personal or business income is required.

No Verification Of Employment Required

No verification or documentation of your current or past employment status is required.

Terms of Loan Funding

Property Type

Single family and 2-4 residential units (including condos, town-homes & PUDS)

Transaction Type

Purchase or refinance

Subordinate Financing

Subordinate financing is NOT allowed, which includes 2nd mortgages and seller held financing.

Seller Concessions

Seller concessions are allowed.  However, any seller concessions will reduce the purchase loan amount dollar for dollar equal to the amount of the seller concessions. AS SUCH, WE STRONGLY RECOMMEND TO NOT INCLUDE ANY SELLER CONCESSIONS IN YOUR PURCHASE SALES AGREEMENTS.

Loan Amount

Minimum loan amount of $75,000.00 up to $1,000,000.00

Loan-to-Value Maximum’s

Maximum LTV is 75% of ARV when rehab loan is included.

After Repair Value Maximum’s

The maximum LTV based on ARV is 75% for all transactions.

Loan Term

12 months

Rate Type

Fixed monthly payment, interest only

Prepayment Penalty


Note:   Terms are subject to change without prior written notice.

Get Started Now – Join The Exclusive Pro Investor Funding Program

Close In 5 Days – No Appraisal Required!